Royalty Funeral Services
Royalty Funeral Services

Terms & Conditions

Ensuring transparency, trust, and professional service delivery for every Royalty policy holder.

Policy Package Coverage

The Royalty Policy package covers the Policy holder, spouse, and unmarried children up to 21 years of age, or 25 years old (inclusive) if the child is at a recognized educational institution and is classified as a dependent.

Grace Period & Arrears

  • •You have only 1 month grace period for arrear premiums.
  • •In the event that you default for 2 months, the policy will Lapse.

Policy Alterations

Only the policy holder is allowed to alter or change any information on the policy document.

Qualification & Waiting Periods

General Qualification

A member qualifies for cover after 3 consecutive payments.

Accidental Death

No waiting period, provided you have made the first payment up to 3 months.

Suicidal & Other Causes

Suicidal death and other specific causes (suicide and accident excluded) – 6 calendar month waiting period or 3 months where applicable.

Royalty Funeral Services reserves the right to update these terms. Please contact our office for the most current policy details.